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FL Commercial automobile coverage
If your business owns, leases or operates motor vehicles, you must obtain commercial automobile coverage. Requirements and options vary, so check with your insurance agent to determine what types of coverage you need. You should also contact your city and county government and the U.S. Department of Transportation to check for any other requirements. Commercial motor vehicle coverage is similar to the auto insurance most people carry on their personal cars. Most policies include property coverage for your vehicle, as well as liability coverage for damage caused by an employee driving a company vehicle.
If you are using your personal automobile for a business purpose, you may not be covered, as the rules and guidelines are different for each insurance company. Review the business use of your personal auto with your licensed commercial auto insurance broker to make sure that you are covered properly.